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First National Bank Texas

Headquarters: Killeen, Texas

Financial dataLatest reported figuresThrough June 30, 2026
Assets$4.64B
Branch locations355
Tier 1 capital19.71%

Overview

First National Bank Texas is an FDIC-insured bank headquartered in Killeen, Texas. It reported $4.64B in assets and $4.10B in deposits for the period ending June 30, 2026. Bankular currently lists 355 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-0.7%$4.64B as of June 30, 2026
Deposits-1.0%$4.10B as of June 30, 2026
Net loans+1.5%$2.26B as of June 30, 2026
Return on assets+0.11 pts1.21% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital19.71%
Noncurrent loans1.23%
Return on assets1.21%
Net interest margin3.86%

Branch footprint

Where First National Bank Texas has branches

View all 355 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of First National Bank Texas

View all 355 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$4.64B
Deposits$4.10B
Total loans$2.26B
Net income (YTD)$27.98M

Size and reach

How this institution compares

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Assets#304of 4,251 institutions
Deposits#289of 4,251 institutions
Branches#26of 4,248 institutions

Explore the institution

More on First National Bank Texas

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is First National Bank Texas federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 3285.

Where is First National Bank Texas headquartered?

First National Bank Texas is headquartered in Killeen, Texas, at 901 E Central Texas Expy, Killeen, Texas, 76541.

How large is First National Bank Texas?

It reported $4.64B in assets and $4.10B in deposits for the period ending June 30, 2026.

How many locations does First National Bank Texas have?

Bankular currently lists 355 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 3285
RegulatorOCC
Charter classN
Financial data throughJune 30, 2026