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First-Citizens Bank & Trust Company logo

First-Citizens Bank & Trust Company

Headquarters: Raleigh, North Carolina

Financial dataLatest reported figuresThrough June 30, 2026
Assets$236.32B
Branch locations517
Tier 1 capital12.41%

Overview

First-Citizens Bank & Trust Company is an FDIC-insured bank headquartered in Raleigh, North Carolina. It reported $236.32B in assets and $173.95B in deposits for the period ending June 30, 2026. Bankular currently lists 517 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 2, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 1, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+0.3%$236.32B as of June 30, 2026
Deposits+1.5%$173.95B as of June 30, 2026
Net loans+0.9%$149.64B as of June 30, 2026
Return on assets+0.06 pts1.03% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital12.41%
Noncurrent loans1.12%
Return on assets1.03%
Net interest margin3.14%

Branch footprint

Where First-Citizens Bank & Trust Company has branches

View all 517 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of First-Citizens Bank & Trust Company

View all 517 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$236.32B
Deposits$173.95B
Total loans$149.64B
Net income (YTD)$1.20B

Size and reach

How this institution compares

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Assets#19of 4,251 institutions
Deposits#20of 4,251 institutions
Branches#17of 4,248 institutions

Explore the institution

More on First-Citizens Bank & Trust Company

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Frequently asked questions

Is First-Citizens Bank & Trust Company federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 11063.

Where is First-Citizens Bank & Trust Company headquartered?

First-Citizens Bank & Trust Company is headquartered in Raleigh, North Carolina, at 239 Fayetteville St, Raleigh, North Carolina, 27601.

How large is First-Citizens Bank & Trust Company?

It reported $236.32B in assets and $173.95B in deposits for the period ending June 30, 2026.

How many locations does First-Citizens Bank & Trust Company have?

Bankular currently lists 517 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
First Citizens Bank official Online Savings pageReporting period: August 7, 2026
Regulatory identifierFDIC certificate 11063
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026