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First Citizens Bank

Headquarters: Mason City, Iowa

Financial dataLatest reported figuresThrough June 30, 2026
Assets$1.80B
Branch locations7
Tier 1 capital13.75%

Overview

First Citizens Bank is an FDIC-insured bank headquartered in Mason City, Iowa. It reported $1.80B in assets and $1.58B in deposits for the period ending June 30, 2026. Bankular currently lists 7 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-1.4%$1.80B as of June 30, 2026
Deposits-1.5%$1.58B as of June 30, 2026
Net loans-1.4%$1.31B as of June 30, 2026
Return on assets+0.17 pts2.09% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital13.75%
Noncurrent loans0.16%
Return on assets2.09%
Net interest margin3.54%

Branch footprint

Where First Citizens Bank has branches

View all 7 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of First Citizens Bank

View all 7 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$1.80B
Deposits$1.58B
Total loans$1.31B
Net income (YTD)$19.02M

Size and reach

How this institution compares

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Assets#655of 4,251 institutions
Deposits#629of 4,251 institutions
Branches#1,310of 4,248 institutions

Explore the institution

More on First Citizens Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is First Citizens Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 4433.

Where is First Citizens Bank headquartered?

First Citizens Bank is headquartered in Mason City, Iowa, at 2601 4th St Sw, Mason City, Iowa, 50401.

How large is First Citizens Bank?

It reported $1.80B in assets and $1.58B in deposits for the period ending June 30, 2026.

How many locations does First Citizens Bank have?

Bankular currently lists 7 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 4433
RegulatorFED
Charter classSM
Financial data throughJune 30, 2026