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Bankular
Local banking directory

Banks and Bank Branches in Mason City, Iowa

The FDIC reported 10 deposit-reporting offices from 6 institutions in Mason City as of June 30, 2025. Bankular currently provides 18 detailed location pages with addresses, maps and directions.

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FDIC-reported offices10
Institutions reporting6
Detailed location pages18
Reported branch deposits$1.33B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst Citizens Bank59.16% of deposits
Top three share80.26%
Deposit HHI3,872Higher concentration
Current detailed pages188 more than the June 2025 SOD count

First Citizens Bank held 59.16% of reported branch deposits in Mason City. The three largest institutions together held 80.26%. Bankular places the resulting HHI of 3,872 in its higher concentration descriptive band.

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Detailed bank locations in Mason City

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Mason City

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First Citizens Bank2$787.2M59.16%
Wells Fargo Bank1$150.0M11.27%
Clear Lake Bank and Trust Company2$130.7M9.83%
NSB Bank2$116.1M8.73%
U.S. Bank1$106.0M7.97%
Farmers State Bank2$40.6M3.05%