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First Carolina Bank

Headquarters: Rocky Mount, North Carolina

Financial dataLatest reported figuresThrough June 30, 2026
Assets$3.41B
Branch locations9
Tier 1 capital12.88%

Overview

First Carolina Bank is an FDIC-insured bank headquartered in Rocky Mount, North Carolina. It reported $3.41B in assets and $2.87B in deposits for the period ending June 30, 2026. Bankular currently lists 9 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-0.4%$3.41B as of June 30, 2026
Deposits-3.4%$2.87B as of June 30, 2026
Net loans+2.1%$2.72B as of June 30, 2026
Return on assets-0.05 pts0.78% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital12.88%
Noncurrent loans0.81%
Return on assets0.78%
Net interest margin3.39%

Branch footprint

Where First Carolina Bank has branches

View all 9 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of First Carolina Bank

View all 9 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$3.41B
Deposits$2.87B
Total loans$2.72B
Net income (YTD)$13.14M

Size and reach

How this institution compares

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Assets#381of 4,251 institutions
Deposits#378of 4,251 institutions
Branches#1,019of 4,248 institutions

Explore the institution

More on First Carolina Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is First Carolina Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 35530.

Where is First Carolina Bank headquartered?

First Carolina Bank is headquartered in Rocky Mount, North Carolina, at 171 N Winstead Ave, Rocky Mount, North Carolina, 27804.

How large is First Carolina Bank?

It reported $3.41B in assets and $2.87B in deposits for the period ending June 30, 2026.

How many locations does First Carolina Bank have?

Bankular currently lists 9 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 35530
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026