First American Bank and Trust Company
Headquarters: Athens, Georgia
Overview
First American Bank and Trust Company is an FDIC-insured bank headquartered in Athens, Georgia. It reported $901.90M in assets and $753.23M in deposits for the period ending June 30, 2026. Bankular currently lists 8 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First American Bank and Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First American Bank and Trust Company
First Piedmont Bank
65 E May St, Winder, Georgia, 30680
Full-service branch · Opened April 15, 1998
Lawrenceville Branch
235 W Crogan St, Lawrenceville, Georgia, 30046
Full-service branch · Opened February 3, 2020
Main Office
300 College Ave, Athens, Georgia, 30601
Full-service branch · Opened January 1, 1934
Messenger Service
300 College Ave, Athens, Georgia, 30601
Limited Service: Messenger · Opened February 1, 2010
Address and directions →Mountain Heritage Bank
550 Highway 441 S, Clayton, Georgia, 30525
Full-service branch · Opened November 10, 2003
North Athens
825 Hull Rd, Athens, Georgia, 30601
Full-service branch · Opened December 21, 1984
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $901.90M | $753.23M | $701.47M | 1.98% |
| March 31, 2026 | $889.69M | $751.08M | $698.49M | 1.90% |
| December 31, 2025 | $853.22M | $720.70M | $657.63M | 2.01% |
| September 30, 2025 | $863.95M | $737.87M | $638.43M | 1.95% |
| June 30, 2025 | $912.37M | $729.18M | $628.86M | 1.90% |
| March 31, 2025 | $879.18M | $725.63M | $605.24M | 1.68% |
| December 31, 2024 | $804.83M | $685.34M | $601.72M | 1.66% |
| September 30, 2024 | $804.89M | $690.11M | $583.03M | 1.69% |
Size and reach
How this institution compares
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More on First American Bank and Trust Company
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Branch locations
8 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Georgia.
Explore →Athens banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First American Bank and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 16858.
Where is First American Bank and Trust Company headquartered?
First American Bank and Trust Company is headquartered in Athens, Georgia, at 300 College Ave, Athens, Georgia, 30601.
How large is First American Bank and Trust Company?
It reported $901.90M in assets and $753.23M in deposits for the period ending June 30, 2026.
How many locations does First American Bank and Trust Company have?
Bankular currently lists 8 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.