Farmers Trust and Savings Bank
Headquarters: Spencer, Iowa
Overview
Farmers Trust and Savings Bank is an FDIC-insured bank headquartered in Spencer, Iowa. It reported $617.97M in assets and $557.32M in deposits for the period ending June 30, 2026. Bankular currently lists 1 branch location.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Farmers Trust and Savings Bank
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $617.97M | $557.32M | $501.57M | 1.22% |
| March 31, 2026 | $638.26M | $579.93M | $491.97M | 1.06% |
| December 31, 2025 | $630.36M | $569.25M | $492.70M | 1.06% |
| September 30, 2025 | $616.15M | $553.42M | $490.77M | 0.96% |
| June 30, 2025 | $601.56M | $520.71M | $493.22M | 0.98% |
| March 31, 2025 | $618.92M | $541.34M | $507.50M | 0.78% |
| December 31, 2024 | $622.29M | $544.76M | $515.33M | 0.59% |
| September 30, 2024 | $618.24M | $537.96M | $504.97M | 0.45% |
Size and reach
How this institution compares
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More on Farmers Trust and Savings Bank
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Branch locations
1 listed location.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Iowa.
Explore →Spencer banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers Trust and Savings Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 12858.
Where is Farmers Trust and Savings Bank headquartered?
Farmers Trust and Savings Bank is headquartered in Spencer, Iowa, at 125 W 4th St, Spencer, Iowa, 51301.
How large is Farmers Trust and Savings Bank?
It reported $617.97M in assets and $557.32M in deposits for the period ending June 30, 2026.
How many locations does Farmers Trust and Savings Bank have?
Bankular currently lists 1 branch location for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.