Northwest Bank
2 detailed locations
Local banking directory
Search detailed locations Banks and Bank Branches in Spencer, Iowa
The FDIC reported 6 deposit-reporting offices from 5 institutions in Spencer as of June 30, 2025. Bankular currently provides 8 detailed location pages with addresses, maps and directions.
FDIC-reported offices6
Institutions reporting5
Detailed location pages8
Reported branch deposits$983.6M
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionFarmers Trust and Savings Bank52.94% of deposits
Top three share93.07%
Deposit HHI3,763Higher concentration
Current detailed pages82 more than the June 2025 SOD count
Farmers Trust and Savings Bank held 52.94% of reported branch deposits in Spencer. The three largest institutions together held 93.07%. Bankular places the resulting HHI of 3,763 in its higher concentration descriptive band.
Branch map
Detailed bank locations in Spencer
Select a marker to open the detailed location page.
Detailed directory
Institutions with validated location pages
Community State Bank
1 detailed location
Farmers Trust and Savings Bank
1 detailed location
First Credit Union
1 detailed location
State Bank
1 detailed location
Telco Triad Community Credit Union
1 detailed location
U.S. Bank
1 detailed location
Location pages
Detailed bank locations in Spencer
Community State Bank
1 detailed locationFarmers Trust and Savings Bank
1 detailed locationFirst Credit Union
1 detailed locationNorthwest Bank
2 detailed locationsState Bank
1 detailed locationTelco Triad Community Credit Union
1 detailed locationU.S. Bank
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| Farmers Trust and Savings Bank | 1 | $520.7M | 52.94% |
| Northwest Bank | 2 | $276.8M | 28.14% |
| Community State Bank | 1 | $117.9M | 11.99% |
| U.S. Bank | 1 | $41.0M | 4.17% |
| State Bank | 1 | $27.2M | 2.76% |