Farmers & Merchants Bank
Headquarters: Miamisburg, Ohio
Overview
Farmers & Merchants Bank is an FDIC-insured bank headquartered in Miamisburg, Ohio. It reported $354.80M in assets and $304.82M in deposits for the period ending March 31, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Farmers & Merchants Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Farmers & Merchants Bank
Germantown Branch
2367 Beechwood Dr, Germantown, Ohio, 45327
Full-service branch · Opened December 8, 2006
Main Office
41 S 1st St, Miamisburg, Ohio, 45342
Full-service branch · Opened November 23, 1923
New Lebanon Branch
47 W Main St, New Lebanon, Ohio, 45345
Full Service: Retail · Opened July 1, 2016
Springboro Branch
720 Gardner Rd, Springboro, Ohio, 45066
Full-service branch · Opened September 1, 2021
West Carrollton Branch
3235 Alexandersvil Bellbrk Rd, West Carrollton, Ohio, 45449
Full-service branch · Opened May 31, 1978
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $354.80M | $304.82M | $284.27M | 1.73% |
| December 31, 2025 | $354.81M | $303.43M | $282.56M | 1.63% |
| September 30, 2025 | $347.50M | $297.94M | $277.22M | 1.74% |
| June 30, 2025 | $340.97M | $294.15M | $273.04M | 1.75% |
| March 31, 2025 | $331.84M | $285.06M | $265.33M | 1.64% |
| December 31, 2024 | $322.75M | $277.52M | $258.75M | 1.42% |
| September 30, 2024 | $320.90M | $279.62M | $248.45M | 1.48% |
| June 30, 2024 | $334.54M | $280.98M | $240.60M | 1.38% |
Size and reach
How this institution compares
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More on Farmers & Merchants Bank
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Branch locations
5 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Ohio.
Explore →Miamisburg banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers & Merchants Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 9462.
Where is Farmers & Merchants Bank headquartered?
Farmers & Merchants Bank is headquartered in Miamisburg, Ohio, at 41 S 1st St, Miamisburg, Ohio, 45342.
How large is Farmers & Merchants Bank?
It reported $354.80M in assets and $304.82M in deposits for the period ending March 31, 2026.
How many locations does Farmers & Merchants Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.