Farmers and Merchants Bank of St. Clair
Headquarters: Saint Clair, Missouri
Overview
Farmers and Merchants Bank of St. Clair is an FDIC-insured bank headquartered in Saint Clair, Missouri. It reported $343.47M in assets and $301.13M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Farmers and Merchants Bank of St. Clair
Eureka Branch
619 Stockell Dr, Eureka, Missouri, 63025
Full-service branch · Opened August 28, 2006
High Ridge Branch
1010 Crossroads Pl, High Ridge, Missouri, 63049
Full-service branch · Opened November 30, 1998
Lonedell Branch
3732 Highway 30, Lonedell, Missouri, 63060
Full-service branch · Opened December 16, 1998
Main Office
959 N Commercial Ave, Saint Clair, Missouri, 63077
Full-service branch · Opened May 2, 1913
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $343.47M | $301.13M | $231.90M | 1.19% |
| March 31, 2026 | $343.04M | $302.21M | $228.33M | 1.18% |
| December 31, 2025 | $335.85M | $285.51M | $227.61M | 1.13% |
| September 30, 2025 | $338.77M | $299.27M | $223.35M | 1.13% |
| June 30, 2025 | $347.59M | $309.63M | $223.51M | 1.08% |
| March 31, 2025 | $361.56M | $317.95M | $217.75M | 0.79% |
| December 31, 2024 | $342.08M | $296.02M | $219.52M | 0.92% |
| September 30, 2024 | $341.17M | $298.21M | $225.14M | 0.89% |
Size and reach
How this institution compares
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More on Farmers and Merchants Bank of St. Clair
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Branch locations
4 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Missouri.
Explore →Saint Clair banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers and Merchants Bank of St. Clair federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 14056.
Where is Farmers and Merchants Bank of St. Clair headquartered?
Farmers and Merchants Bank of St. Clair is headquartered in Saint Clair, Missouri, at 959 N Commercial Ave, Saint Clair, Missouri, 63077.
How large is Farmers and Merchants Bank of St. Clair?
It reported $343.47M in assets and $301.13M in deposits for the period ending June 30, 2026.
How many locations does Farmers and Merchants Bank of St. Clair have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.