Farmers and Merchants Bank
Headquarters: Upperco, Maryland
Overview
Farmers and Merchants Bank is an FDIC-insured bank headquartered in Upperco, Maryland. It reported $874.47M in assets and $725.71M in deposits for the period ending June 30, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Farmers and Merchants Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Farmers and Merchants Bank
Carroll Lutheran Village
205 Saint Mark Way, Westminster, Maryland, 21158
Full-service branch · Opened July 2, 2018
Eldersburg
1321 Liberty Rd, Sykesville, Maryland, 21784
Full-service branch · Opened October 1, 2020
Greenmount
2320 Hanover Pike, Hampstead, Maryland, 21074
Full Service: Retail · Opened February 28, 1995
Hampstead Branch
735 Hanover Pike, Hampstead, Maryland, 21074
Full-service branch · Opened April 23, 1990
Main Office
15226 Hanover Pike, Upperco, Maryland, 21155
Full-service branch · Opened January 1, 1919
Owings Mills Branch
9320 Lakeside Blvd, Owings Mills, Maryland, 21117
Full-service branch · Opened March 15, 2004
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $874.47M | $725.71M | $637.24M | 0.97% |
| March 31, 2026 | $863.20M | $712.36M | $628.64M | 0.95% |
| December 31, 2025 | $872.37M | $722.08M | $633.86M | 0.75% |
| September 30, 2025 | $869.68M | $737.10M | $622.46M | 0.69% |
| June 30, 2025 | $841.71M | $750.16M | $616.11M | 0.61% |
| March 31, 2025 | $817.25M | $736.65M | $600.29M | 0.59% |
| December 31, 2024 | $844.74M | $760.38M | $583.22M | 0.59% |
| September 30, 2024 | $817.53M | $674.80M | $572.32M | 0.62% |
Size and reach
How this institution compares
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More on Farmers and Merchants Bank
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Branch locations
9 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Maryland.
Explore →Upperco banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Farmers and Merchants Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1895.
Where is Farmers and Merchants Bank headquartered?
Farmers and Merchants Bank is headquartered in Upperco, Maryland, at 15226 Hanover Pike, Upperco, Maryland, 21155.
How large is Farmers and Merchants Bank?
It reported $874.47M in assets and $725.71M in deposits for the period ending June 30, 2026.
How many locations does Farmers and Merchants Bank have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.