Crystal Lake Bank and Trust Company
Headquarters: Crystal Lake, Illinois
Overview
Crystal Lake Bank and Trust Company is an FDIC-insured bank headquartered in Crystal Lake, Illinois. It reported $2.15B in assets and $1.80B in deposits for the period ending March 31, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Crystal Lake Bank and Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Crystal Lake Bank and Trust Company
Algonquin Bank
4049 W Algonquin Rd, Algonquin, Illinois, 60102
Full-service branch · Opened May 24, 2006
Cary Branch
60 E Main St, Cary, Illinois, 60013
Full-service branch · Opened January 15, 2003
Crystal Lake Branch
27 North Main Street, Crystal Lake, Illinois, 60014
Limited Service: Drive Thru/Detached Facility · Opened March 25, 1999
Address and directions →Crystal Lake Branch
5100 Northwest Hwy, Crystal Lake, Illinois, 60014
Full Service: Retail · Opened November 7, 2011
Main Office
70 N Williams St, Crystal Lake, Illinois, 60014
Full-service branch · Opened December 19, 1997
Mchenry Bank and Trust
2205 N Richmond Rd, Mchenry, Illinois, 60051
Full-service branch · Opened February 20, 2001
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $2.15B | $1.80B | $1.62B | 1.50% |
| December 31, 2025 | $2.08B | $1.73B | $1.59B | 1.70% |
| September 30, 2025 | $2.02B | $1.68B | $1.57B | 1.76% |
| June 30, 2025 | $1.95B | $1.62B | $1.54B | 1.65% |
| March 31, 2025 | $1.83B | $1.50B | $1.43B | 1.50% |
| December 31, 2024 | $1.77B | $1.46B | $1.40B | 1.76% |
| September 30, 2024 | $1.76B | $1.46B | $1.39B | 1.80% |
| June 30, 2024 | $1.79B | $1.50B | $1.37B | 1.63% |
Size and reach
How this institution compares
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More on Crystal Lake Bank and Trust Company
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Branch locations
6 listed locations.
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Explore →State banking market
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Explore →Crystal Lake banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Crystal Lake Bank and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 34681.
Where is Crystal Lake Bank and Trust Company headquartered?
Crystal Lake Bank and Trust Company is headquartered in Crystal Lake, Illinois, at 70 N Williams St, Crystal Lake, Illinois, 60014.
How large is Crystal Lake Bank and Trust Company?
It reported $2.15B in assets and $1.80B in deposits for the period ending March 31, 2026.
How many locations does Crystal Lake Bank and Trust Company have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.