Crossroads Bank
Headquarters: Effingham, Illinois
Overview
Crossroads Bank is an FDIC-insured bank headquartered in Effingham, Illinois. It reported $234.74M in assets and $195.00M in deposits for the period ending June 30, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Crossroads Bank
Keller Drive Facility
806 N Keller Dr, Effingham, Illinois, 62401
Full-service branch · Opened November 24, 1987
Main Office
2000 S Banker St, Effingham, Illinois, 62401
Full-service branch · Opened March 12, 1974
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $234.74M | $195.00M | $140.12M | 1.39% |
| March 31, 2026 | $239.76M | $200.94M | $138.85M | 1.48% |
| December 31, 2025 | $237.17M | $198.84M | $149.94M | 1.11% |
| September 30, 2025 | $226.23M | $188.54M | $154.67M | 1.05% |
| June 30, 2025 | $220.19M | $184.43M | $145.35M | 1.04% |
| March 31, 2025 | $218.26M | $186.36M | $135.75M | 0.97% |
| December 31, 2024 | $218.86M | $187.95M | $138.33M | 1.01% |
| September 30, 2024 | $222.23M | $187.61M | $138.35M | 1.00% |
Size and reach
How this institution compares
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More on Crossroads Bank
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Branch locations
2 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Effingham banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Crossroads Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 21486.
Where is Crossroads Bank headquartered?
Crossroads Bank is headquartered in Effingham, Illinois, at 2000 S Banker St, Effingham, Illinois, 62401.
How large is Crossroads Bank?
It reported $234.74M in assets and $195.00M in deposits for the period ending June 30, 2026.
How many locations does Crossroads Bank have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.