Dieterich Bank
4 detailed locations
Local banking directory
Search detailed locations Banks and Bank Branches in Effingham, Illinois
The FDIC reported 16 deposit-reporting offices from 9 institutions in Effingham as of June 30, 2025. Bankular currently provides 17 detailed location pages with addresses, maps and directions.
FDIC-reported offices16
Institutions reporting9
Detailed location pages17
Reported branch deposits$2.05B
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionMidland States Bank45.45% of deposits
Top three share82.06%
Deposit HHI2,850Higher concentration
Current detailed pages171 more than the June 2025 SOD count
Midland States Bank held 45.45% of reported branch deposits in Effingham. The three largest institutions together held 82.06%. Bankular places the resulting HHI of 2,850 in its higher concentration descriptive band.
Branch map
Detailed bank locations in Effingham
Select a marker to open the detailed location page.
Detailed directory
Institutions with validated location pages
Crossroads Bank
2 detailed locations
Land Of Lincoln Credit Union
2 detailed locations
Midland States Bank
2 detailed locations
Washington Savings Bank
2 detailed locations
Constitution Bank
1 detailed location
Fifth Third Bank
1 detailed location
First Mid Bank & Trust
1 detailed location
First National Bank of Waterloo
1 detailed location
Teutopolis State Bank
1 detailed location
Location pages
Detailed bank locations in Effingham
Constitution Bank
1 detailed locationCrossroads Bank
2 detailed locationsDieterich Bank
4 detailed locationsFifth Third Bank
1 detailed locationFirst Mid Bank & Trust
1 detailed locationFirst National Bank of Waterloo
1 detailed locationLand Of Lincoln Credit Union
2 detailed locationsMidland States Bank
2 detailed locationsTeutopolis State Bank
1 detailed locationWashington Savings Bank
2 detailed locationsLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| Midland States Bank | 3 | $933.5M | 45.45% |
| Dieterich Bank | 4 | $426.6M | 20.77% |
| Washington Savings Bank | 2 | $325.3M | 15.84% |
| Crossroads Bank | 2 | $184.4M | 8.98% |
| Fifth Third Bank | 1 | $78.7M | 3.83% |
| First Mid Bank & Trust | 1 | $35.8M | 1.74% |
| Constitution Bank | 1 | $27.3M | 1.33% |
| Teutopolis State Bank | 1 | $22.7M | 1.10% |
| First National Bank of Waterloo | 1 | $19.7M | 0.96% |