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Commercial Bank & Trust Company

Headquarters: Monticello, Arkansas

Financial dataLatest reported figuresThrough March 31, 2026
Assets$372.85M
Branch locations8
FDIC certificate90

Overview

Commercial Bank & Trust Company is an FDIC-insured bank headquartered in Monticello, Arkansas. It reported $372.85M in assets and $344.73M in deposits for the period ending March 31, 2026. Bankular currently lists 8 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through March 31, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

December 31, 2025 to March 31, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-0.6%$372.85M as of March 31, 2026
Deposits+1.7%$344.73M as of March 31, 2026
Net loans+0.8%$248.88M as of March 31, 2026
Return on assets-0.09 pts0.62% as of March 31, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans4.29%
Return on assets0.62%
Net interest margin3.02%

Branch footprint

Where Commercial Bank & Trust Company has branches

View all 8 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Commercial Bank & Trust Company

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Financial overview

Latest reported figures

Through March 31, 2026

Assets$372.85M
Deposits$344.73M
Total loans$248.88M
Net income (YTD)$582,000

Size and reach

How this institution compares

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Assets#2,181of 4,247 institutions
Deposits#2,057of 4,247 institutions
Branches#1,155of 4,244 institutions

Explore the institution

More on Commercial Bank & Trust Company

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Frequently asked questions

Is Commercial Bank & Trust Company federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 90.

Where is Commercial Bank & Trust Company headquartered?

Commercial Bank & Trust Company is headquartered in Monticello, Arkansas, at 212 W Gaines St, Monticello, Arkansas, 71655.

How large is Commercial Bank & Trust Company?

It reported $372.85M in assets and $344.73M in deposits for the period ending March 31, 2026.

How many locations does Commercial Bank & Trust Company have?

Bankular currently lists 8 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: March 31, 2026
FDIC BankFind SuiteReporting period: March 31, 2026
Regulatory identifierFDIC certificate 90
RegulatorFED
Charter classSM
Financial data throughMarch 31, 2026