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Banks and Bank Branches in Monticello, Arkansas

The FDIC reported 9 deposit-reporting offices from 4 institutions in Monticello as of June 30, 2025. Bankular currently provides 9 detailed location pages with addresses, maps and directions.

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FDIC-reported offices9
Institutions reporting4
Detailed location pages9
Reported branch deposits$607.5M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionUnion Bank & Trust Company40.69% of deposits
Top three share90.11%
Deposit HHI3,351Higher concentration
Current detailed pages9Matches the June 2025 SOD office count

Union Bank & Trust Company held 40.69% of reported branch deposits in Monticello. The three largest institutions together held 90.11%. Bankular places the resulting HHI of 3,351 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Union Bank & Trust Company3$247.2M40.69%
Commercial Bank & Trust Company4$233.4M38.42%
The Citizens Bank1$66.8M11.00%
Simmons Bank1$60.1M9.89%