Clear Lake Bank and Trust Company
Headquarters: Clear Lake, Iowa
Overview
Clear Lake Bank and Trust Company is an FDIC-insured bank headquartered in Clear Lake, Iowa. It reported $647.33M in assets and $583.50M in deposits for the period ending March 31, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Clear Lake Bank and Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Clear Lake Bank and Trust Company
Drive-Up Facility
21 North 4th Street, Clear Lake, Iowa, 50428
Limited Service: Drive Thru/Detached Facility · Opened September 16, 1976
Address and directions →Garner Branch
325 State St, Garner, Iowa, 50438
Full-service branch · Opened December 1, 1935
Main Office
322 Main Ave, Clear Lake, Iowa, 50428
Full-service branch · Opened January 1, 1934
Mason City Branch
100 E State St, Mason City, Iowa, 50401
Full-service branch · Opened March 25, 1957
Mason City Branch
425 Tiffany Dr, Mason City, Iowa, 50401
Full-service branch · Opened July 1, 2007
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $647.33M | $583.50M | $483.80M | 1.81% |
| December 31, 2025 | $636.14M | $574.35M | $476.76M | 1.79% |
| September 30, 2025 | $638.60M | $575.24M | $479.79M | 1.82% |
| June 30, 2025 | $606.95M | $547.43M | $466.19M | 1.82% |
| March 31, 2025 | $615.55M | $556.55M | $456.41M | 1.72% |
| December 31, 2024 | $600.63M | $544.50M | $443.57M | 1.42% |
| September 30, 2024 | $573.08M | $515.91M | $436.66M | 1.43% |
| June 30, 2024 | $578.96M | $524.85M | $428.94M | 1.38% |
Size and reach
How this institution compares
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More on Clear Lake Bank and Trust Company
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Branch locations
5 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Iowa.
Explore →Clear Lake banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Clear Lake Bank and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15690.
Where is Clear Lake Bank and Trust Company headquartered?
Clear Lake Bank and Trust Company is headquartered in Clear Lake, Iowa, at 322 Main Ave, Clear Lake, Iowa, 50428.
How large is Clear Lake Bank and Trust Company?
It reported $647.33M in assets and $583.50M in deposits for the period ending March 31, 2026.
How many locations does Clear Lake Bank and Trust Company have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.