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Local banking directory

Banks and Bank Branches in Clear Lake, Iowa

The FDIC reported 5 deposit-reporting offices from 4 institutions in Clear Lake as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting4
Detailed location pages5
Reported branch deposits$467.6M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionClear Lake Bank and Trust Company77.40% of deposits
Top three share98.61%
Deposit HHI6,269Higher concentration
Current detailed pages5Matches the June 2025 SOD office count

Clear Lake Bank and Trust Company held 77.40% of reported branch deposits in Clear Lake. The three largest institutions together held 98.61%. Bankular places the resulting HHI of 6,269 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Clear Lake Bank and Trust Company2$361.9M77.40%
Manufacturers Bank & Trust Company1$73.1M15.63%
Farmers State Bank1$26.1M5.58%
Bank Iowa1$6.5M1.39%