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Citizens Trust Bank

Headquarters: Atlanta, Georgia

Financial dataLatest reported figuresThrough June 30, 2026
Assets$790.29M
Branch locations7
Tier 1 capital22.73%

Overview

Citizens Trust Bank is an FDIC-insured bank headquartered in Atlanta, Georgia. It reported $790.29M in assets and $678.13M in deposits for the period ending June 30, 2026. Bankular currently lists 7 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+0.4%$790.29M as of June 30, 2026
Deposits+1.3%$678.13M as of June 30, 2026
Net loans+1.3%$384.94M as of June 30, 2026
Return on assets+0.06 pts1.58% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital22.73%
Noncurrent loans1.63%
Return on assets1.58%
Net interest margin4.28%

Branch footprint

Where Citizens Trust Bank has branches

View all 7 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Citizens Trust Bank

View all 7 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$790.29M
Deposits$678.13M
Total loans$384.94M
Net income (YTD)$6.24M

Size and reach

How this institution compares

View rankings →
Assets#1,283of 4,251 institutions
Deposits#1,267of 4,251 institutions
Branches#1,310of 4,248 institutions

Explore the institution

More on Citizens Trust Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is Citizens Trust Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 8033.

Where is Citizens Trust Bank headquartered?

Citizens Trust Bank is headquartered in Atlanta, Georgia, at 965 Martin Luther King Jr Dr Nw, Atlanta, Georgia, 30314.

How large is Citizens Trust Bank?

It reported $790.29M in assets and $678.13M in deposits for the period ending June 30, 2026.

How many locations does Citizens Trust Bank have?

Bankular currently lists 7 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 8033
RegulatorFED
Charter classSM
Financial data throughJune 30, 2026