Citizens State Bank
Headquarters: Somerville, Texas
Overview
Citizens State Bank is an FDIC-insured bank headquartered in Somerville, Texas. It reported $1.21B in assets and $1.05B in deposits for the period ending March 31, 2026. Bankular currently lists 7 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Citizens State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Citizens State Bank
Brenham Branch
2007 S Day St, Brenham, Texas, 77833
Full-service branch · Opened January 4, 1999
Burton State Bank
515 N Main St, Burton, Texas, 77835
Full-service branch · Opened December 3, 2021
Caldwell Branch
201 E Buck St, Caldwell, Texas, 77836
Full-service branch · Opened February 15, 1984
Deanville Branch
6498 FM 111 Road, Deanville, Texas, 77852
Full-service branch · Opened January 1, 1919
Main Office
155 8th St, Somerville, Texas, 77879
Full-service branch · Opened June 1, 1925
Navasota Branch
9109 Highway 90 S, Navasota, Texas, 77868
Full-service branch · Opened July 24, 2007
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $1.21B | $1.05B | $752.86M | 1.55% |
| December 31, 2025 | $1.21B | $1.05B | $742.78M | 1.77% |
| September 30, 2025 | $1.15B | $990.06M | $732.13M | 1.71% |
| June 30, 2025 | $1.15B | $1.00B | $729.75M | 1.78% |
| March 31, 2025 | $1.11B | $968.85M | $723.19M | 1.80% |
| December 31, 2024 | $1.10B | $961.93M | $705.17M | 1.55% |
| September 30, 2024 | $1.09B | $949.59M | $694.11M | 1.57% |
| June 30, 2024 | $1.08B | $945.30M | $686.21M | 1.50% |
Size and reach
How this institution compares
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More on Citizens State Bank
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Branch locations
7 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Somerville banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 16753.
Where is Citizens State Bank headquartered?
Citizens State Bank is headquartered in Somerville, Texas, at 155 8th St, Somerville, Texas, 77879.
How large is Citizens State Bank?
It reported $1.21B in assets and $1.05B in deposits for the period ending March 31, 2026.
How many locations does Citizens State Bank have?
Bankular currently lists 7 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.