
Citizens National Bank of Texas
Headquarters: Waxahachie, Texas
Overview
Citizens National Bank of Texas is an FDIC-insured bank headquartered in Waxahachie, Texas. It reported $2.19B in assets and $1.89B in deposits for the period ending June 30, 2026. Bankular currently lists 12 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Citizens National Bank of Texas has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Citizens National Bank of Texas
Citizens National Bank
106 West Hwy 1382, Cedar Hill, Texas, 75104
Full-service branch · Opened May 7, 2002
Citizens National Bank
1021 E Highway 287, Midlothian, Texas, 76065
Full-service branch · Opened February 5, 1996
Citizens National Bank
102 Harris Ave, Red Oak, Texas, 75154
Full-service branch · Opened October 1, 1997
Citizens National Bank
1001 N Highway 77, Waxahachie, Texas, 75165
Full-service branch · Opened December 1, 1986
Branch
500 E Ennis Ave, Ennis, Texas, 75119
Full-service branch · Opened February 29, 2008
Burleson Branch
1651 SW Wilshire Blvd, Burleson, Texas, 76028
Full-service branch · Opened September 15, 2014
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $2.19B | $1.89B | $1.91B | 2.49% |
| March 31, 2026 | $2.11B | $1.81B | $1.89B | 2.16% |
| December 31, 2025 | $2.09B | $1.80B | $1.81B | 2.10% |
| September 30, 2025 | $2.03B | $1.77B | $1.70B | 2.12% |
| June 30, 2025 | $1.97B | $1.72B | $1.68B | 2.43% |
| March 31, 2025 | $1.92B | $1.67B | $1.64B | 1.91% |
| December 31, 2024 | $1.93B | $1.68B | $1.61B | 1.59% |
| September 30, 2024 | $1.93B | $1.70B | $1.55B | 1.36% |
Size and reach
How this institution compares
Explore the institution
More on Citizens National Bank of Texas
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
12 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Texas.
Explore →Waxahachie banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens National Bank of Texas federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 5574.
Where is Citizens National Bank of Texas headquartered?
Citizens National Bank of Texas is headquartered in Waxahachie, Texas, at 200 N Elm St, Waxahachie, Texas, 75165.
How large is Citizens National Bank of Texas?
It reported $2.19B in assets and $1.89B in deposits for the period ending June 30, 2026.
How many locations does Citizens National Bank of Texas have?
Bankular currently lists 12 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.