Citizens Bank
Headquarters: Elizabethton, Tennessee
Overview
Citizens Bank is an FDIC-insured bank headquartered in Elizabethton, Tennessee. It reported $1.40B in assets and $1.16B in deposits for the period ending March 31, 2026. Bankular currently lists 14 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Citizens Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Citizens Bank
Baum Drive
6771 Baum Dr, Knoxville, Tennessee, 37919
Loan production office · Opened February 5, 2004
Address and directions →Bemberg Road
301 Bemberg Rd, Elizabethton, Tennessee, 37643
Full-service branch · Opened May 7, 1973
Colonial Heights
4215 Fort Henry Dr, Kingsport, Tennessee, 37663
Full-service branch · Opened February 7, 1994
Hampton Branch
702 US 321 Scenic, Hampton, Tennessee, 37658
Full-service branch · Opened October 5, 1970
Kingsport Branch
101 E Main St, Kingsport, Tennessee, 37660
Full-service branch · Opened October 9, 1990
Kingsport Branch
2240 E Stone Dr, Kingsport, Tennessee, 37660
Full-service branch · Opened May 28, 1985
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $1.40B | $1.16B | $1.11B | 1.83% |
| December 31, 2025 | $1.35B | $1.14B | $1.05B | 1.83% |
| September 30, 2025 | $1.34B | $1.15B | $1.05B | 1.73% |
| June 30, 2025 | $1.32B | $1.12B | $1.03B | 1.58% |
| March 31, 2025 | $1.31B | $1.11B | $1.00B | 1.60% |
| December 31, 2024 | $1.27B | $1.08B | $987.81M | 1.72% |
| September 30, 2024 | $1.23B | $1.04B | $1.00B | 1.80% |
| June 30, 2024 | $1.23B | $1.02B | $980.60M | 1.74% |
Size and reach
How this institution compares
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More on Citizens Bank
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Branch locations
14 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Tennessee.
Explore →Elizabethton banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 14851.
Where is Citizens Bank headquartered?
Citizens Bank is headquartered in Elizabethton, Tennessee, at 300 Broad St, Elizabethton, Tennessee, 37643.
How large is Citizens Bank?
It reported $1.40B in assets and $1.16B in deposits for the period ending March 31, 2026.
How many locations does Citizens Bank have?
Bankular currently lists 14 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.