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Citizens Bank of Kentucky, Inc. logo

Citizens Bank of Kentucky, Inc.

Headquarters: Paintsville, Kentucky

Financial dataLatest reported figuresThrough June 30, 2026
Assets$669.89M
Branch locations12
Tier 1 capital23.49%

Overview

Citizens Bank of Kentucky, Inc. is an FDIC-insured bank headquartered in Paintsville, Kentucky. It reported $669.89M in assets and $570.97M in deposits for the period ending June 30, 2026. Bankular currently lists 12 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-2.3%$669.89M as of June 30, 2026
Deposits-3.0%$570.97M as of June 30, 2026
Net loans+1.3%$341.56M as of June 30, 2026
Return on assets+0.08 pts1.04% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital23.49%
Noncurrent loans0.85%
Return on assets1.04%
Net interest margin3.57%

Branch footprint

Where Citizens Bank of Kentucky, Inc. has branches

View all 12 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Citizens Bank of Kentucky, Inc.

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Financial overview

Latest reported figures

Through June 30, 2026

Assets$669.89M
Deposits$570.97M
Total loans$341.56M
Net income (YTD)$3.53M

Size and reach

How this institution compares

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Assets#1,431of 4,251 institutions
Deposits#1,437of 4,251 institutions
Branches#731of 4,248 institutions

Explore the institution

More on Citizens Bank of Kentucky, Inc.

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Frequently asked questions

Is Citizens Bank of Kentucky, Inc. federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 2718.

Where is Citizens Bank of Kentucky, Inc. headquartered?

Citizens Bank of Kentucky, Inc. is headquartered in Paintsville, Kentucky, at 620 Broadway St, Paintsville, Kentucky, 41240.

How large is Citizens Bank of Kentucky, Inc.?

It reported $669.89M in assets and $570.97M in deposits for the period ending June 30, 2026.

How many locations does Citizens Bank of Kentucky, Inc. have?

Bankular currently lists 12 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 2718
RegulatorFED
Charter classSM
Financial data throughJune 30, 2026