Citizens Bank of Kentucky, Inc.
Headquarters: Paintsville, Kentucky
Overview
Citizens Bank of Kentucky, Inc. is an FDIC-insured bank headquartered in Paintsville, Kentucky. It reported $685.95M in assets and $588.82M in deposits for the period ending March 31, 2026. Bankular currently lists 12 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Citizens Bank of Kentucky, Inc. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Citizens Bank of Kentucky, Inc.
Allen Branch
6474 Kentucky 1428, Allen, Kentucky, 41601
Full-service branch · Opened November 18, 1960
Ashland Branch
735 Central Ave, Ashland, Kentucky, 41101
Full-service branch · Opened April 6, 1998
Centerpointe
50 Franklin Cor, Prestonsburg, Kentucky, 41653
Full-service branch · Opened September 7, 1999
Grayson Branch
167 S Carol Malone Blvd, Grayson, Kentucky, 41143
Full-service branch · Opened August 20, 2001
Louisa Branch
3651 Highway 2565, Louisa, Kentucky, 41230
Full-service branch · Opened January 1, 1903
Main Office
620 Broadway St, Paintsville, Kentucky, 41240
Full-service branch · Opened January 1, 1910
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $685.95M | $588.82M | $337.24M | 0.95% |
| December 31, 2025 | $689.27M | $591.44M | $331.83M | 0.92% |
| September 30, 2025 | $701.66M | $607.00M | $320.70M | 0.88% |
| June 30, 2025 | $689.84M | $598.67M | $325.65M | 0.88% |
| March 31, 2025 | $678.86M | $590.38M | $324.50M | 0.79% |
| December 31, 2024 | $659.67M | $573.92M | $317.77M | 0.81% |
| September 30, 2024 | $678.51M | $586.56M | $315.62M | 0.78% |
| June 30, 2024 | $668.29M | $570.47M | $330.98M | 0.72% |
Size and reach
How this institution compares
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More on Citizens Bank of Kentucky, Inc.
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Branch locations
12 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Paintsville banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens Bank of Kentucky, Inc. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 2718.
Where is Citizens Bank of Kentucky, Inc. headquartered?
Citizens Bank of Kentucky, Inc. is headquartered in Paintsville, Kentucky, at 620 Broadway St, Paintsville, Kentucky, 41240.
How large is Citizens Bank of Kentucky, Inc.?
It reported $685.95M in assets and $588.82M in deposits for the period ending March 31, 2026.
How many locations does Citizens Bank of Kentucky, Inc. have?
Bankular currently lists 12 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.