Citizens Bank
Headquarters: Mount Vernon, Kentucky
Overview
Citizens Bank is an FDIC-insured bank headquartered in Mount Vernon, Kentucky. It reported $253.31M in assets and $220.42M in deposits for the period ending March 31, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Citizens Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Citizens Bank
Berea Branch
856 Ridgewood Drive Suite A, Berea, Kentucky, 40403
Full-service branch · Opened May 24, 2023
Brodhead Branch
53 S Main St, Brodhead, Kentucky, 40409
Full-service branch · Opened December 10, 1996
Main Office
411 Dysart Way, Mount Vernon, Kentucky, 40456
Full-service branch · Opened January 1, 1904
Mckee
166 Highway 421 N, Mc Kee, Kentucky, 40447
Full-service branch · Opened July 18, 1988
Somerset Branch
1850 S Highway 27, Somerset, Kentucky, 42501
Full-service branch · Opened July 13, 2009
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $253.31M | $220.42M | $215.55M | 1.55% |
| December 31, 2025 | $251.50M | $219.99M | $212.55M | 1.35% |
| September 30, 2025 | $246.26M | $212.97M | $208.65M | 1.35% |
| June 30, 2025 | $242.74M | $212.17M | $201.11M | 1.33% |
| March 31, 2025 | $237.11M | $211.02M | $194.39M | 1.34% |
| December 31, 2024 | $246.32M | $219.27M | $196.21M | 1.03% |
| September 30, 2024 | $235.88M | $206.66M | $186.80M | 0.94% |
| June 30, 2024 | $213.75M | $182.77M | $178.83M | 0.84% |
Size and reach
How this institution compares
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More on Citizens Bank
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Branch locations
5 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Mount Vernon banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 262.
Where is Citizens Bank headquartered?
Citizens Bank is headquartered in Mount Vernon, Kentucky, at 411 Dysart Way, Mount Vernon, Kentucky, 40456.
How large is Citizens Bank?
It reported $253.31M in assets and $220.42M in deposits for the period ending March 31, 2026.
How many locations does Citizens Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.