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Ciera Bank

Headquarters: Graham, Texas

Financial dataLatest reported figuresThrough June 30, 2026
Assets$992.92M
Branch locations8
Tier 1 capital13.36%

Overview

Ciera Bank is an FDIC-insured bank headquartered in Graham, Texas. It reported $992.92M in assets and $868.79M in deposits for the period ending June 30, 2026. Bankular currently lists 8 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+2.4%$992.92M as of June 30, 2026
Deposits+2.4%$868.79M as of June 30, 2026
Net loans+6.0%$751.29M as of June 30, 2026
Return on assets-0.28 pts1.50% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital13.36%
Noncurrent loans1.22%
Return on assets1.50%
Net interest margin4.49%

Branch footprint

Where Ciera Bank has branches

View all 8 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Ciera Bank

View all 8 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$992.92M
Deposits$868.79M
Total loans$751.29M
Net income (YTD)$7.35M

Size and reach

How this institution compares

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Assets#1,062of 4,251 institutions
Deposits#1,023of 4,251 institutions
Branches#1,153of 4,248 institutions

Explore the institution

More on Ciera Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is Ciera Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 3226.

Where is Ciera Bank headquartered?

Ciera Bank is headquartered in Graham, Texas, at 623 Elm St, Graham, Texas, 76450.

How large is Ciera Bank?

It reported $992.92M in assets and $868.79M in deposits for the period ending June 30, 2026.

How many locations does Ciera Bank have?

Bankular currently lists 8 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 3226
RegulatorFED
Charter classSM
Financial data throughJune 30, 2026