Bank of the Bluegrass and Trust Company
Headquarters: Lexington, Kentucky
Overview
Bank of the Bluegrass and Trust Company is an FDIC-insured bank headquartered in Lexington, Kentucky. It reported $406.97M in assets and $345.95M in deposits for the period ending June 30, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Bank of the Bluegrass and Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Bank of the Bluegrass and Trust Company
Main Office
101 E High St, Lexington, Kentucky, 40507
Full-service branch · Opened April 10, 1972
Messenger Service
101 E High St, Lexington, Kentucky, 40507
Limited Service: Messenger · Opened May 18, 2017
Address and directions →Palomar Springs
3948 Fountainblue Ln, Lexington, Kentucky, 40513
Full Service: Retail · Opened March 4, 2026
Address and directions →Romany Road
361 Romany Rd, Lexington, Kentucky, 40502
Full-service branch · Opened October 24, 2019
Southland
215 Southland Dr, Lexington, Kentucky, 40503
Full-service branch · Opened September 3, 2003
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $406.97M | $345.95M | $303.52M | 1.35% |
| March 31, 2026 | $415.19M | $350.09M | $305.80M | 1.31% |
| December 31, 2025 | $393.09M | $332.85M | $303.62M | 1.33% |
| September 30, 2025 | $405.56M | $356.43M | $292.44M | 1.33% |
| June 30, 2025 | $403.28M | $351.06M | $290.01M | 1.43% |
| March 31, 2025 | $386.53M | $335.24M | $292.43M | 1.63% |
| December 31, 2024 | $375.31M | $325.74M | $285.15M | 1.15% |
| September 30, 2024 | $378.85M | $323.18M | $271.20M | 1.13% |
Size and reach
How this institution compares
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More on Bank of the Bluegrass and Trust Company
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Branch locations
5 listed locations.
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Explore →State banking market
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Explore →Lexington banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Bank of the Bluegrass and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 21161.
Where is Bank of the Bluegrass and Trust Company headquartered?
Bank of the Bluegrass and Trust Company is headquartered in Lexington, Kentucky, at 101 E High St, Lexington, Kentucky, 40507.
How large is Bank of the Bluegrass and Trust Company?
It reported $406.97M in assets and $345.95M in deposits for the period ending June 30, 2026.
How many locations does Bank of the Bluegrass and Trust Company have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.