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Bank of Monticello

Headquarters: Monticello, Georgia

Financial dataLatest reported figuresThrough March 31, 2026
Assets$160.43M
Branch locations1
Tier 1 capital20.18%

Overview

Bank of Monticello is an FDIC-insured bank headquartered in Monticello, Georgia. It reported $160.43M in assets and $137.56M in deposits for the period ending March 31, 2026. Bankular currently lists 1 branch location.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through March 31, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

December 31, 2025 to March 31, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+1.3%$160.43M as of March 31, 2026
Deposits+0.6%$137.56M as of March 31, 2026
Net loans-1.6%$109.51M as of March 31, 2026
Return on assets+0.21 pts3.14% as of March 31, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital20.18%
Noncurrent loans1.44%
Return on assets3.14%
Net interest margin5.65%

Locations

Find a branch of Bank of Monticello

1 location listed

Financial overview

Latest reported figures

Through March 31, 2026

Assets$160.43M
Deposits$137.56M
Total loans$109.51M
Net income (YTD)$1.25M

Size and reach

How this institution compares

View rankings →
Assets#3,250of 4,247 institutions
Deposits#3,239of 4,247 institutions
Branches#3,532of 4,244 institutions

Explore the institution

More on Bank of Monticello

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Frequently asked questions

Is Bank of Monticello federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 2145.

Where is Bank of Monticello headquartered?

Bank of Monticello is headquartered in Monticello, Georgia, at 141 E Greene St, Monticello, Georgia, 31064.

How large is Bank of Monticello?

It reported $160.43M in assets and $137.56M in deposits for the period ending March 31, 2026.

How many locations does Bank of Monticello have?

Bankular currently lists 1 branch location for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: March 31, 2026
FDIC BankFind SuiteReporting period: March 31, 2026
Regulatory identifierFDIC certificate 2145
RegulatorFDIC
Charter classNM
Financial data throughMarch 31, 2026