
American Riviera Bank
Headquarters: Santa Barbara, California
Overview
American Riviera Bank is an FDIC-insured bank headquartered in Santa Barbara, California. It reported $1.44B in assets and $1.24B in deposits for the period ending June 30, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where American Riviera Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of American Riviera Bank
Atascadero Branch
7035 El Camino Real, Atascadero, California, 93422
Full-service branch · Opened June 27, 2024
Commercial Lending Center
30 E Figueroa St, Santa Barbara, California, 93101
Loan production office · Opened May 24, 2018
Address and directions →Goleta Branch
5880 Calle Real, Goleta, California, 93117
Full Service: Retail · Opened January 16, 2013
Main Office
1033 Anacapa St, Santa Barbara, California, 93101
Full-service branch · Opened July 18, 2006
Montecito
525 San Ysidro Rd, Santa Barbara, California, 93108
Full-service branch · Opened April 9, 2013
Paso Robles Branch
1601 Spring St, Paso Robles, California, 93446
Full-service branch · Opened February 26, 2018
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.44B | $1.24B | $1.14B | 1.11% |
| March 31, 2026 | $1.42B | $1.27B | $1.09B | 1.21% |
| December 31, 2025 | $1.37B | $1.21B | $1.07B | 1.02% |
| September 30, 2025 | $1.42B | $1.27B | $1.03B | 0.88% |
| June 30, 2025 | $1.30B | $1.14B | $1.01B | 0.85% |
| March 31, 2025 | $1.29B | $1.14B | $982.93M | 0.81% |
| December 31, 2024 | $1.28B | $1.12B | $978.37M | 0.76% |
| September 30, 2024 | $1.29B | $1.14B | $964.56M | 0.76% |
Size and reach
How this institution compares
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More on American Riviera Bank
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Branch locations
9 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Santa Barbara banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is American Riviera Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 58281.
Where is American Riviera Bank headquartered?
American Riviera Bank is headquartered in Santa Barbara, California, at 1033 Anacapa St, Santa Barbara, California, 93101.
How large is American Riviera Bank?
It reported $1.44B in assets and $1.24B in deposits for the period ending June 30, 2026.
How many locations does American Riviera Bank have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.