American Commercial Bank & Trust
Headquarters: Ottawa, Illinois
Overview
American Commercial Bank & Trust is an FDIC-insured bank headquartered in Ottawa, Illinois. It reported $2.04B in assets and $1.83B in deposits for the period ending March 31, 2026. Bankular currently lists 11 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where American Commercial Bank & Trust has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of American Commercial Bank & Trust
Branch
1315 N North Branch St, Chicago, Illinois, 60642
Full-service branch · Opened September 13, 2021
Branch
1475 E Woodfield Rd, Schaumburg, Illinois, 60173
Full-service branch · Opened February 24, 2020
Lisle Branch
4733 Main St, Lisle, Illinois, 60532
Full-service branch · Opened October 4, 2019
Main Office
701 La Salle St, Ottawa, Illinois, 61350
Full-service branch · Opened June 1, 1865
Morris National Bank & Trust
1771 N Division St, Morris, Illinois, 60450
Full-service branch · Opened July 21, 2003
North Facility
2324 N Bloomington St, Streator, Illinois, 61364
Limited Service: Drive Thru/Detached Facility · Opened August 27, 1979
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $2.04B | $1.83B | $1.70B | 1.23% |
| December 31, 2025 | $2.03B | $1.75B | $1.72B | 1.46% |
| September 30, 2025 | $1.94B | $1.75B | $1.58B | 1.46% |
| June 30, 2025 | $1.85B | $1.64B | $1.53B | 1.35% |
| March 31, 2025 | $1.76B | $1.55B | $1.46B | 1.34% |
| December 31, 2024 | $1.72B | $1.51B | $1.43B | 1.30% |
| September 30, 2024 | $1.67B | $1.48B | $1.38B | 1.22% |
| June 30, 2024 | $1.63B | $1.44B | $1.34B | 1.07% |
Size and reach
How this institution compares
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More on American Commercial Bank & Trust
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Branch locations
11 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Ottawa banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is American Commercial Bank & Trust federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 3719.
Where is American Commercial Bank & Trust headquartered?
American Commercial Bank & Trust is headquartered in Ottawa, Illinois, at 701 La Salle St, Ottawa, Illinois, 61350.
How large is American Commercial Bank & Trust?
It reported $2.04B in assets and $1.83B in deposits for the period ending March 31, 2026.
How many locations does American Commercial Bank & Trust have?
Bankular currently lists 11 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.