American Commercial Bank & Trust
4 detailed locations
Independent directory for U.S. banks, credit unions, branches and published rates.
Data methodologyThe FDIC reported 10 deposit-reporting offices from 6 institutions in Ottawa as of June 30, 2025. Bankular currently provides 14 detailed location pages with addresses, maps and directions.
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
American Commercial Bank & Trust held 68.72% of reported branch deposits in Ottawa. The three largest institutions together held 85.81%. Bankular places the resulting HHI of 4,943 in its higher concentration descriptive band.
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Detailed directory
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Location pages
Local deposit market
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| American Commercial Bank & Trust | 4 | $1.00B | 68.72% |
| OSB Community Bank | 1 | $146.5M | 10.06% |
| First State Bank | 1 | $102.4M | 7.03% |
| First Federal Savings Bank | 2 | $88.5M | 6.08% |
| Midland States Bank | 1 | $63.7M | 4.37% |
| Old Second National Bank | 1 | $54.5M | 3.74% |