Adirondack Bank
Headquarters: Utica, New York
Overview
Adirondack Bank is an FDIC-insured bank headquartered in Utica, New York. It reported $1.01B in assets and $922.83M in deposits for the period ending March 31, 2026. Bankular currently lists 19 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Adirondack Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Adirondack Bank
Boonville Branch
13150 State Route 12, Boonville, New York, 13309
Full-service branch · Opened April 1, 1998
Charlotte Street
804 Charlotte St, Utica, New York, 13501
Limited Service: Drive Thru/Detached Facility · Opened January 12, 1995
Address and directions →Church Street Extension
139 Church St, Saranac Lake, New York, 12983
Full-service branch · Opened February 1, 1995
Cold Brook Plaza East
38 Hadjis Way, Lake Placid, New York, 12946
Full-service branch · Opened June 30, 1986
Herkimer Branch
214 N Washington St, Herkimer, New York, 13350
Full-service branch · Opened April 14, 2003
Holland Patent Branch
9576 Main St, Holland Patent, New York, 13354
Full-service branch · Opened February 27, 2006
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $1.01B | $922.83M | $606.27M | 0.19% |
| December 31, 2025 | $941.60M | $848.09M | $619.33M | 0.45% |
| September 30, 2025 | $1.00B | $913.34M | $618.11M | 0.42% |
| June 30, 2025 | $960.07M | $874.42M | $614.70M | 0.38% |
| March 31, 2025 | $994.37M | $910.93M | $617.74M | 0.28% |
| December 31, 2024 | $932.03M | $838.00M | $618.45M | 0.32% |
| September 30, 2024 | $985.99M | $889.11M | $620.74M | 0.24% |
| June 30, 2024 | $956.11M | $866.38M | $616.45M | 0.25% |
Size and reach
How this institution compares
Explore the institution
More on Adirondack Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
19 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in New York.
Explore →Utica banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Adirondack Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 28380.
Where is Adirondack Bank headquartered?
Adirondack Bank is headquartered in Utica, New York, at 185 Genesee St, Utica, New York, 13501.
How large is Adirondack Bank?
It reported $1.01B in assets and $922.83M in deposits for the period ending March 31, 2026.
How many locations does Adirondack Bank have?
Bankular currently lists 19 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.