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Bankular
Local banking directory

Banks and Bank Branches in Utica, New York

The FDIC reported 10 deposit-reporting offices from 7 institutions in Utica as of June 30, 2025. Bankular currently provides 12 detailed location pages with addresses, maps and directions.

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FDIC-reported offices10
Institutions reporting7
Detailed location pages12
Reported branch deposits$1.87B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionBank of Utica55.71% of deposits
Top three share79.94%
Deposit HHI3,519Higher concentration
Current detailed pages122 more than the June 2025 SOD count

Bank of Utica held 55.71% of reported branch deposits in Utica. The three largest institutions together held 79.94%. Bankular places the resulting HHI of 3,519 in its higher concentration descriptive band.

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Detailed bank locations in Utica

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Utica

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Bank of Utica1$1.04B55.71%
Adirondack Bank3$263.7M14.10%
Manufacturers and Traders Trust Company2$189.6M10.13%
NBT Bank1$137.2M7.33%
KeyBank1$109.6M5.86%
Berkshire Bank1$82.0M4.38%
Citizens Access1$46.6M2.49%