Valley Oak Credit Union
Headquarters: Three Rivers, California
Overview
Valley Oak Credit Union is a federally insured credit union headquartered in Three Rivers, California. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Valley Oak Credit Union
Credit Union Three Rivers
40870 Sierra Dr, Three Rivers, California, 93271-9696
Branch office
Address and directions →Credit Union Tulare
1321 N Mooney Blvd, Tulare, California, 93274
Branch office
Address and directions →Credit Union Visalia
600 W Main St, Visalia, California, 93291-6148
Branch office
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $82.30M | $76.34M | — | — |
Size and reach
How this institution compares
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More on Valley Oak Credit Union
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
3 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in California.
Explore →Three Rivers banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Valley Oak Credit Union federally insured?
Yes. Bankular identifies this institution in the NCUA database under charter 64122.
Where is Valley Oak Credit Union headquartered?
Valley Oak Credit Union is headquartered in Three Rivers, California, at PO Box 279, Three Rivers, California, 93271.
How many locations does Valley Oak Credit Union have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.