North Central Area Credit Union
Headquarters: Houghton Lake, Michigan
Overview
North Central Area Credit Union is a federally insured credit union headquartered in Houghton Lake, Michigan. Bankular currently lists 7 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where North Central Area Credit Union has branches
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Locations
Find a branch of North Central Area Credit Union
Credit Union Administration Building Main Office
2665 Reserve Rd, Houghton Lake, Michigan, 48629
Main office
Address and directions →Credit Union Grandville
3140 Ivanrest AVE SW, Grandville, Michigan, 49418
Branch office
Address and directions →Credit Union Grayling
505 Clyde St, Grayling, Michigan, 49738
Branch office
Address and directions →Credit Union Houghton Lake
2671 Reserve Rd, Houghton Lake, Michigan, 48629
Branch office
Address and directions →Credit Union Kalamazoo
1313 Portage St, Kalamazoo, Michigan, 49001
Branch office
Address and directions →Credit Union Roscommon
129 Lake St, Roscommon, Michigan, 48653-7658
Branch office
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $269.39M | $239.76M | — | — |
Size and reach
How this institution compares
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More on North Central Area Credit Union
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Branch locations
7 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Michigan.
Explore →Houghton Lake banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is North Central Area Credit Union federally insured?
Yes. Bankular identifies this institution in the NCUA database under charter 61953.
Where is North Central Area Credit Union headquartered?
North Central Area Credit Union is headquartered in Houghton Lake, Michigan, at PO Box 817, Houghton Lake, Michigan, 48629.
How many locations does North Central Area Credit Union have?
Bankular currently lists 7 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.