First Neighborhood Bank
1 detailed location
Local banking directory
Search detailed locations Banks and Bank Branches in Spencer, West Virginia
The FDIC reported 4 deposit-reporting offices from 3 institutions in Spencer as of June 30, 2025. Bankular currently provides 3 detailed location pages with addresses, maps and directions.
FDIC-reported offices4
Institutions reporting3
Detailed location pages3
Reported branch deposits$252.4M
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionThe Poca Valley Bank, Inc.39.51% of deposits
Top three share100.00%
Deposit HHI3,399Higher concentration
Current detailed pages31 fewer than the June 2025 SOD count
The Poca Valley Bank, Inc. held 39.51% of reported branch deposits in Spencer. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 3,399 in its higher concentration descriptive band.
Branch map
Detailed bank locations in Spencer
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Detailed directory
Institutions with validated location pages
Location pages
Detailed bank locations in Spencer
First Neighborhood Bank
1 detailed locationPeoples Bank
1 detailed locationThe Poca Valley Bank, Inc.
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| The Poca Valley Bank, Inc. | 1 | $99.7M | 39.51% |
| First Neighborhood Bank | 2 | $81.4M | 32.27% |
| Peoples Bank | 1 | $71.2M | 28.22% |