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Local banking directory

Banks and Bank Branches in Stephens City, Virginia

The FDIC reported 6 deposit-reporting offices from 6 institutions in Stephens City as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices6
Institutions reporting6
Detailed location pages6
Reported branch deposits$396.0M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionTruist Bank38.92% of deposits
Top three share86.07%
Deposit HHI2,932Higher concentration
Current detailed pages6Matches the June 2025 SOD office count

Truist Bank held 38.92% of reported branch deposits in Stephens City. The three largest institutions together held 86.07%. Bankular places the resulting HHI of 2,932 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Truist Bank1$154.1M38.92%
Bank Of Clarke1$134.8M34.03%
First Bank1$52.0M13.12%
Capon Valley Bank1$31.3M7.91%
City National Bank of West Virginia1$19.0M4.79%
FNB Bank, Inc.1$4.9M1.24%