Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
State banking directory

Banks and Bank Branches in U.S. Virgin Islands

The FDIC reported 20 deposit-reporting offices from 5 institutions in U.S. Virgin Islands as of June 30, 2025. Bankular currently provides 21 detailed location pages across 5 cities.

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FDIC-reported offices20
Institutions reporting5
Detailed location pages21
Reported branch deposits$3.65B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Detailed location-page totals reflect locations with validated address and coordinate records in Bankular.

State market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionBanco Popular de Puerto Rico37.45% of deposits
Top three share82.28%
Deposit HHI2,847Higher concentration
Largest city marketCharlotte Amalie$2.10B reported deposits

Banco Popular de Puerto Rico held 37.45% of reported branch deposits across U.S. Virgin Islands. The three largest institutions together held 82.28%. Bankular places the statewide HHI of 2,847 in its higher concentration descriptive band. Bankular currently has 1 more detailed location pages than the June 2025 SOD office count because the datasets represent different dates.

City markets

Largest reported city banking markets in U.S. Virgin Islands

FDIC SOD, June 30, 2025

Detailed networks

Banks with the most detailed location pages in U.S. Virgin Islands

Ordered by available detail pages

Deposit market share

Largest reported deposit markets in U.S. Virgin Islands

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Banco Popular de Puerto Rico7$1.37B37.45%
FirstBank Puerto Rico7$1.25B34.30%
Merchants Commercial Bank2$384.7M10.53%
Oriental Bank2$329.2M9.01%
United Fidelity Bank, fsb2$317.9M8.70%