The Ephrata National Bank
6 detailed locations
Local banking directory
Search detailed locations Banks and Bank Branches in Ephrata, Pennsylvania
The FDIC reported 13 deposit-reporting offices from 9 institutions in Ephrata as of June 30, 2025. Bankular currently provides 12 detailed location pages with addresses, maps and directions.
FDIC-reported offices13
Institutions reporting9
Detailed location pages12
Reported branch deposits$1.63B
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionThe Ephrata National Bank45.73% of deposits
Top three share74.25%
Deposit HHI2,644Higher concentration
Current detailed pages121 fewer than the June 2025 SOD count
The Ephrata National Bank held 45.73% of reported branch deposits in Ephrata. The three largest institutions together held 74.25%. Bankular places the resulting HHI of 2,644 in its higher concentration descriptive band.
Branch map
Detailed bank locations in Ephrata
Select a marker to open the detailed location page.
Detailed directory
Institutions with validated location pages
Bank of Bird-in-Hand
1 detailed location
First Citizens Community Bank
1 detailed location
Fulton Bank
1 detailed location
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania
1 detailed location
PNC Bank
1 detailed location
Truist Bank
1 detailed location
Location pages
Detailed bank locations in Ephrata
Bank of Bird-in-Hand
1 detailed locationFirst Citizens Community Bank
1 detailed locationFulton Bank
1 detailed locationJonestown Bank and Trust Company, of Jonestown, Pennsylvania
1 detailed locationPNC Bank
1 detailed locationThe Ephrata National Bank
6 detailed locations
BranchPo Box 457, P. O. Box 457, 17522Location details and directions →
Cloister809 Martin Ave, 17522Location details and directions →
Main Office31 E Main St, 17522Location details and directions →
Main Office Drive-In42 E Main St, 17522Location details and directions →
Money Management Group47 E Main St, 17522Location details and directions →
Technology Center31 E Franklin St, 17522Location details and directions →
Truist Bank
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| The Ephrata National Bank | 5 | $746.8M | 45.73% |
| Bank of Bird-in-Hand | 1 | $273.0M | 16.72% |
| Fulton Bank | 1 | $192.8M | 11.81% |
| PNC Bank | 1 | $115.2M | 7.05% |
| Truist Bank | 1 | $89.7M | 5.49% |
| Wells Fargo Bank | 1 | $76.2M | 4.67% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | 1 | $73.2M | 4.48% |
| Santander Bank | 1 | $58.5M | 3.58% |
| First Citizens Community Bank | 1 | $7.8M | 0.48% |