Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
Local banking directory

Banks and Bank Branches in Waterloo, New York

The FDIC reported 5 deposit-reporting offices from 5 institutions in Waterloo as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

Search detailed locations
FDIC-reported offices5
Institutions reporting5
Detailed location pages5
Reported branch deposits$438.5M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionThe Lyons National Bank39.51% of deposits
Top three share89.81%
Deposit HHI3,129Higher concentration
Current detailed pages5Matches the June 2025 SOD office count

The Lyons National Bank held 39.51% of reported branch deposits in Waterloo. The three largest institutions together held 89.81%. Bankular places the resulting HHI of 3,129 in its higher concentration descriptive band.

Branch map

Detailed bank locations in Waterloo

Select a marker to open the detailed location page.

Detailed directory

Institutions with validated location pages

Ordered by detailed location count

Location pages

Detailed bank locations in Waterloo

Open filtered directory →

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
The Lyons National Bank1$173.2M39.51%
Five Star Bank1$158.6M36.17%
Community Bank1$61.9M14.13%
Generations Bank1$31.2M7.11%
Savannah Bank1$13.5M3.08%