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Banks and Bank Branches in Saranac Lake, New York

The FDIC reported 7 deposit-reporting offices from 5 institutions in Saranac Lake as of June 30, 2025. Bankular currently provides 7 detailed location pages with addresses, maps and directions.

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FDIC-reported offices7
Institutions reporting5
Detailed location pages7
Reported branch deposits$275.1M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionNBT Bank46.19% of deposits
Top three share97.11%
Deposit HHI3,685Higher concentration
Current detailed pages7Matches the June 2025 SOD office count

NBT Bank held 46.19% of reported branch deposits in Saranac Lake. The three largest institutions together held 97.11%. Bankular places the resulting HHI of 3,685 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
NBT Bank1$127.1M46.19%
Community Bank2$100.7M36.59%
Adirondack Bank2$39.4M14.33%
Champlain National Bank1$7.0M2.56%
The North Country Savings Bank1$901,0000.33%