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Bankular
Local banking directory

Banks and Bank Branches in Herkimer, New York

The FDIC reported 4 deposit-reporting offices from 4 institutions in Herkimer as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices4
Institutions reporting4
Detailed location pages5
Reported branch deposits$272.2M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionAdirondack Bank36.12% of deposits
Top three share98.10%
Deposit HHI3,230Higher concentration
Current detailed pages51 more than the June 2025 SOD count

Adirondack Bank held 36.12% of reported branch deposits in Herkimer. The three largest institutions together held 98.10%. Bankular places the resulting HHI of 3,230 in its higher concentration descriptive band.

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Detailed directory

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Adirondack Bank1$98.3M36.12%
Manufacturers and Traders Trust Company1$86.5M31.79%
NBT Bank1$82.2M30.19%
Woodforest National Bank1$5.2M1.90%