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Local banking directory

Banks and Bank Branches in Elmira, New York

The FDIC reported 8 deposit-reporting offices from 4 institutions in Elmira as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices8
Institutions reporting4
Detailed location pages6
Reported branch deposits$924.2M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionChemung Canal Trust Company67.54% of deposits
Top three share96.58%
Deposit HHI5,064Higher concentration
Current detailed pages62 fewer than the June 2025 SOD count

Chemung Canal Trust Company held 67.54% of reported branch deposits in Elmira. The three largest institutions together held 96.58%. Bankular places the resulting HHI of 5,064 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Chemung Canal Trust Company3$624.1M67.54%
Community Bank3$188.7M20.42%
Five Star Bank1$79.7M8.63%
Manufacturers and Traders Trust Company1$31.6M3.42%