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Bankular
Local banking directory

Banks and Bank Branches in Dunkirk, New York

The FDIC reported 6 deposit-reporting offices from 4 institutions in Dunkirk as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices6
Institutions reporting4
Detailed location pages5
Reported branch deposits$484.1M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionLake Shore Bank35.85% of deposits
Top three share92.36%
Deposit HHI3,043Higher concentration
Current detailed pages51 fewer than the June 2025 SOD count

Lake Shore Bank held 35.85% of reported branch deposits in Dunkirk. The three largest institutions together held 92.36%. Bankular places the resulting HHI of 3,043 in its higher concentration descriptive band.

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Detailed bank locations in Dunkirk

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Dunkirk

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Lake Shore Bank2$173.6M35.85%
Community Bank2$171.4M35.40%
KeyBank1$102.2M21.10%
Cattaraugus County Bank1$37.0M7.64%