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Bankular
Local banking directory

Banks and Bank Branches in Ballston Spa, New York

The FDIC reported 7 deposit-reporting offices from 4 institutions in Ballston Spa as of June 30, 2025. Bankular currently provides 8 detailed location pages with addresses, maps and directions.

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FDIC-reported offices7
Institutions reporting4
Detailed location pages8
Reported branch deposits$473.9M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionBallston Spa National Bank47.68% of deposits
Top three share92.64%
Deposit HHI3,449Higher concentration
Current detailed pages81 more than the June 2025 SOD count

Ballston Spa National Bank held 47.68% of reported branch deposits in Ballston Spa. The three largest institutions together held 92.64%. Bankular places the resulting HHI of 3,449 in its higher concentration descriptive band.

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Detailed bank locations in Ballston Spa

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Ballston Spa

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Ballston Spa National Bank2$225.9M47.68%
KeyBank2$141.8M29.92%
TrustCo Bank2$71.3M15.05%
The Adirondack Trust Company1$34.9M7.36%