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Bankular
Local banking directory

Banks and Bank Branches in Clay Center, Nebraska

The FDIC reported 2 deposit-reporting offices from 2 institutions in Clay Center as of June 30, 2025. Bankular currently provides 2 detailed location pages with addresses, maps and directions.

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FDIC-reported offices2
Institutions reporting2
Detailed location pages2
Reported branch deposits$68.0M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionCornerstone Bank76.67% of deposits
Top three share100.00%
Deposit HHI6,422Higher concentration
Current detailed pages2Matches the June 2025 SOD office count

Cornerstone Bank held 76.67% of reported branch deposits in Clay Center. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 6,422 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Cornerstone Bank1$52.1M76.67%
Waypoint Bank1$15.9M23.33%