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Bankular
Local banking directory

Banks and Bank Branches in Pine City, Minnesota

The FDIC reported 4 deposit-reporting offices from 4 institutions in Pine City as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices4
Institutions reporting4
Detailed location pages5
Reported branch deposits$237.4M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFrandsen Bank & Trust38.74% of deposits
Top three share91.38%
Deposit HHI2,962Higher concentration
Current detailed pages51 more than the June 2025 SOD count

Frandsen Bank & Trust held 38.74% of reported branch deposits in Pine City. The three largest institutions together held 91.38%. Bankular places the resulting HHI of 2,962 in its higher concentration descriptive band.

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Detailed bank locations in Pine City

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Detailed directory

Institutions with validated location pages

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1 detailed location

Location pages

Detailed bank locations in Pine City

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Frandsen Bank & Trust1$92.0M38.74%
Stearns Bank1$64.5M27.18%
U.S. Bank1$60.4M25.46%
Northwoods Bank of Minnesota1$20.5M8.62%