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Bankular
Local banking directory

Banks and Bank Branches in Royal Oak, Michigan

The FDIC reported 11 deposit-reporting offices from 7 institutions in Royal Oak as of June 30, 2025. Bankular currently provides 19 detailed location pages with addresses, maps and directions.

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FDIC-reported offices11
Institutions reporting7
Detailed location pages19
Reported branch deposits$1.22B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionThe Huntington National Bank27.50% of deposits
Top three share69.10%
Deposit HHI1,978Moderate concentration
Current detailed pages198 more than the June 2025 SOD count

The Huntington National Bank held 27.50% of reported branch deposits in Royal Oak. The three largest institutions together held 69.10%. Bankular places the resulting HHI of 1,978 in its moderate concentration descriptive band.

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Detailed bank locations in Royal Oak

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Royal Oak

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Cornerstone Community Financial Credit Union

1 detailed location

Michigan Schools And Government Credit Union

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
The Huntington National Bank4$334.5M27.50%
Citizens State Bank1$312.7M25.71%
Bank of America1$193.3M15.89%
Fifth Third Bank2$146.7M12.07%
Citizens1$121.5M9.99%
PNC Bank1$95.3M7.83%
Comerica Bank1$12.3M1.01%