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Bankular
Local banking directory

Banks and Bank Branches in Ludington, Michigan

The FDIC reported 5 deposit-reporting offices from 5 institutions in Ludington as of June 30, 2025. Bankular currently provides 9 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting5
Detailed location pages9
Reported branch deposits$484.4M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionWest Shore Bank53.91% of deposits
Top three share83.84%
Deposit HHI3,502Higher concentration
Current detailed pages94 more than the June 2025 SOD count

West Shore Bank held 53.91% of reported branch deposits in Ludington. The three largest institutions together held 83.84%. Bankular places the resulting HHI of 3,502 in its higher concentration descriptive band.

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Detailed bank locations in Ludington

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Ludington

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
West Shore Bank1$261.1M53.91%
Fifth Third Bank1$83.7M17.28%
PNC Bank1$61.3M12.65%
The Huntington National Bank1$47.8M9.86%
The Shelby State Bank1$30.5M6.30%