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Bankular
Local banking directory

Banks and Bank Branches in Houghton, Michigan

The FDIC reported 7 deposit-reporting offices from 6 institutions in Houghton as of June 30, 2025. Bankular currently provides 7 detailed location pages with addresses, maps and directions.

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FDIC-reported offices7
Institutions reporting6
Detailed location pages7
Reported branch deposits$307.7M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionIncredibleBank28.78% of deposits
Top three share73.22%
Deposit HHI2,245Moderate concentration
Current detailed pages7Matches the June 2025 SOD office count

IncredibleBank held 28.78% of reported branch deposits in Houghton. The three largest institutions together held 73.22%. Bankular places the resulting HHI of 2,245 in its moderate concentration descriptive band.

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Detailed bank locations in Houghton

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
IncredibleBank1$88.5M28.78%
Flagstar Bank1$72.4M23.52%
Superior National Bank2$64.4M20.92%
Range Bank1$61.5M20.00%
The Miners State Bank1$14.5M4.71%
Upper Peninsula State Bank1$6.4M2.08%