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Bankular
Local banking directory

Banks and Bank Branches in Ferndale, Michigan

The FDIC reported 3 deposit-reporting offices from 3 institutions in Ferndale as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices3
Institutions reporting3
Detailed location pages5
Reported branch deposits$260.6M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst Merchants Bank34.65% of deposits
Top three share100.00%
Deposit HHI3,337Higher concentration
Current detailed pages52 more than the June 2025 SOD count

First Merchants Bank held 34.65% of reported branch deposits in Ferndale. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 3,337 in its higher concentration descriptive band.

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Detailed bank locations in Ferndale

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Ferndale

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First Merchants Bank1$90.3M34.65%
The Huntington National Bank1$87.3M33.51%
Citizens Access1$83.0M31.84%